Kesef For Jewish households

Household money, made legible

Money for the life
you actually live.

See the whole household at once — ordinary spending, tuition, Yom Tov, maaser, giving, saving goals and the simchas ahead.

The Kesef dashboard

September / Household position

$8,420

Spendable now

Net worth / 12 months

$84,230

Twelve months, rising

Spending by month

Six months, by category

September mix

  • Housing42%
  • Groceries19%
  • Transport16%
  • Dining12%
  • Everything else11%

Kesef dashboard showing $8,420 spendable now, $84,230 net worth, a 12-month net-worth trend, six months of stacked spending, and September category mix.

The money system between

payday and real life.

Kesef holds the whole picture: what came in, what is committed, what is owed, what is set aside and what is still yours to spend. No generic “wellness score.” Just the exact household position, with every number traceable to its ledger.

Plan the month

Income, recurring bills, categories and saving targets in one exact plan.

Keep Jewish life in frame

Maaser, giving, Yom Tov, tuition and simchas belong in the same financial picture.

Correct it in place

Edit a transaction, category or account where you see it. No maze of modals.

A clearer household starts here

Know what your money is for.

Start planning

Before you start

Straight answers.

Does Kesef store my bank password?
No. Bank connections go through a provider that holds the credentials; Kesef stores provider account and connection identifiers so it can request updates. It does not store your bank login or a reusable bank access token.
What happens if my subscription lapses?
Everything stays readable — every transaction, report and export. Only changes are paused. Locking someone out of their own financial history over a billing problem would not be right.
Can I connect my own AI assistant?
Yes. Kesef exposes an MCP server, and MCP keys are read-only by construction. Your assistant can read everything and change nothing, which is what makes it safe to point at your finances.
Is the maaser calculation a halachic ruling?
No. It is a tracking aid based on settings you choose — the percentage, which income counts, gross or net. Questions of obligation belong with your rav.